Although it costs no gold, hold off on buying this until your level is high. Luck can help A LOT, but at low levels other things help more.

You only really need 3-4 levels of this. More helps, but not too much.

Wait on this. It's very effective when your level is high.

Not necessary, but very useful. Unlock Door spells are expensive, and bashing is slow, damaging, and very unreliable.

Traps are deadly in Exile. Have only one character buy this, but get a lot.

Expensive, but very useful. Knowing what items are when trapped deep in a dungeon can save your life.

Have only one character buy this, but get a lot. Alchemy is very useful.

Spread this around the party. Don't buy more than 25 points total (over the whole game).

Try to start with at least one character with level three in this.

Try to start with at least one character with level three in this.

Buy a few levels for anyone in heavy armor.

Bows are expensive, and so is this skill. However, poisoned arrows are extremely powerful.

Thrown missiles are common and many are magical. Also, this skill is cheap. However, thrown weapons cannot be poisoned.

Pole weapons are, in general, the most expensive, the most rare, and the most powerful.

Bashing weapons are common and cheap.

Edged weapons are the most common.

If the character is going to cast spells, make this skill at least 4. If not, ignore it.

Before a character does ANY fighting or fires any missiles, this skill should be at least 3.

When below 4, the health the character gains at each level will be sharply reduced.